No one likes to think about what their life would be like when they are sick or hurt and unable to work. As a financial professional, it is your responsibility that they do!

Disability planning is a key component of any sound financial and risk management plan. When your client loses the ability to work, their dreams for the future are imperiled. How will the bills be paid, what happens to their home, will the children still be able to go to college, will they be able to enjoy a secure retirement? The questions are as numerous and varied as the individual situations your will face. No two people are alike and no two disabilities are either! For your clients who need their income to survive, disability insurance will be big part of the solution.

The odds that disability will strike are greater than most people believe. According to the American Council of Life Insurers, fully one third of all Americans between the ages of 35 and 65 will face a disability of at least 90 days. For more statistical evidence of the need for disability income protection, click here to go to The BlackBoard’s Facts & Figures section.

The Plus Group® is the preferred disability income product and planning resource for thousands of financial professionals around the country. We are the recognized experts in the industry and are dedicated to supporting your efforts to protect your clients against the perils of disability.

By pairing the top experts with the top insurance carriers in the disability income market, we offer unequaled access to solutions from coast to coast! Our 20 offices give us the ability to deliver at the local level, where it matters most to the most important customer – you!

Some of our solutions include:

Physician's Disability Insurance Plans

Special Risk Disability Insurance

High Limit Disability Insurance Plans

Guaranteed Standard Issue Plans

Business Overhead Expense Coverage

Disability Buy Sell Insurance Program

The Plus Group® is also dedicated to training and professionalism. We will help you learn more about the solutions we offer with access to scheduled training sessions and innovative programs. As founders of DI Day®, we have illustrated our commitment to education!

Don’t hesitate to contact your local Plus Group office for more information on how an affiliation will benefit your practice and your clients!

Now That’s a Plus!